California Banking Rates

Average Deposit Account Interest Rates in California Today

When looking around for a new local savings or CD account, you probably search for the highest California interest rate as a way to determine which account is best. While interest rates are extremely important, the CD or savings account with the very highest rate near you isn’t the only good option.

Local banking is about finding top offers for the region. Every state has different banks, deposit products and APYs, so understand what you can expect for your particular location can help you identify which rates are actually good and which come up short. That’s when knowing the interest rate averages becomes very useful.

California Banking Rates has evaluated today’s deposit rates in California to calculate the average rates for each type. Reference these average interest rates when evaluating local offers–rates that beat the state average are sure to put you ahead of the game.

Average Bank Account Rates in California

California Savings Account Rates

Highest Rate: [accountlist type=”savings” order=”desc” count=”1″ bankname=”off”] APY
Lowest Rate: [accountlist type=”savings” order=”asc” count=”1″ bankname=”off”] APY
Average Rate: [accountaverage type=”savings”] APY

California CD Rates

6-Month CD

Highest Rate: [accountlist type=”6″ order=”desc” count=”1″ bankname=”off”] APY
Lowest Rate: [accountlist type=”6″ order=”asc” count=”1″ bankname=”off”] APY
Average Rate: [accountaverage type=”6″] APY

12-Month CD

Highest Rate: [accountlist type=”12″ order=”desc” count=”1″ bankname=”off”] APY
Lowest Rate: [accountlist type=”12″ order=”asc” count=”1″ bankname=”off”] APY
Average Rate: [accountaverage type=”12″] APY

24-Month CD

Highest Rate: [accountlist type=”24″ order=”desc” count=”1″ bankname=”off”] APY
Lowest Rate: [accountlist type=”24″ order=”asc” count=”1″ bankname=”off”] APY
Average Rate: [accountaverage type=”24″] APY

Please note these rates are accurate as of September 21, 2011, but are subject to change at any time. Further, you may be subject to additional terms and requirements. Please check with individual financial institutions to verify rates before opening an account.