California Banking Rates

Types of Personal Loans

Whether you’re looking to consolidate debt, start a business or invest in your home, a personal loan from your local bank is a great place to start. Regardless of the type of personal loan you’re looking for–secured, short term or cash advance–California Banking Rates can help connect you with a California lender with the best rates.

Getting Approved on a Personal Loan

Personal loans are a quick and easy way for people needing cash to borrow money. These types of loans tend to be unsecured, meaning that no collateral is needed to secure the cash advancement. To qualify for a personal loan, individuals need to provide their full name, social security number and prove their income. Once approved, in just a matter of hours money can be transferred into a personal account.

Types of personal loans:

  • Secured and unsecured personal loans
  • Short term personal loans
  • Payday or cash advance loans

If you do not understand the ins and outs of personal loans, California Banking Rates can help you feel confident with current rate information, explanations of the different types of personal loans and access to many different lenders. You are assured to get the best California personal loan rates.