The certificate of deposit rates available across different term lengths can vary greatly, and some financial institutions offer great rates only for particular types of CDs. Below is a list of the highest CD rates in California currently available in each 6-month, 12-month and 2-year categories: 
The year 2010 saw an abundance of short sales and REO properties hit the market with savvy investors purchasing as many of these distressed properties as their wallets could afford in order to “fix and flip”. In some cases, these individuals were purchasing homes for as little as $.30 on the dollar. Unfortunately for the homeowners on the same block as these distressed homes, the value of their home dropped significantly because of these “rock bottom” prices. This was the real estate climate for 2010 and in my opinion, will be the same for 2011. | Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| First Imperial Credit Union 2 Year CD Account |
1.70%
Date: Feb 7, 2012
|
| F & A Credit Union 2 Year CD Account |
1.36%
Date: Feb 3, 2012
|
| Broadway Federal Bank, F. S. B. 2 Year CD Account |
1.26%
Date: Feb 17, 2012
|
| Balboa Thrift and Loan Association 2 Year CD Account |
1.26%
Date: Feb 15, 2012
|
| Fresno Police Department Credit Union 2 Year CD Account |
1.25%
Date: Feb 10, 2012
|
| Mission San Francisco Credit Union 2 Year CD Account |
1.25%
Date: Feb 9, 2012
|
| Certified Credit Union 6 Month CD Account |
0.50% to
1.00% Date: Feb 20, 2012
|
| Premier America Credit Union 12 Month CD Account |
0.80% to
0.75% Date: Feb 20, 2012
|
| Centennial Bank 2 Year CD Account |
0.75% to
0.70% Date: Feb 20, 2012
|
| Coast Central Credit Union 2 Year CD Account |
0.75% to
0.65% Date: Feb 20, 2012
|
| Central State Credit Union 2 Year CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|
| Centennial Bank 12 Month CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|
