If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| First Imperial Credit Union 2 Year CD Account |
1.70%
Date: Feb 7, 2012
|
| F & A Credit Union 2 Year CD Account |
1.36%
Date: Feb 3, 2012
|
| Broadway Federal Bank, F. S. B. 2 Year CD Account |
1.26%
Date: Feb 17, 2012
|
| Balboa Thrift and Loan Association 2 Year CD Account |
1.26%
Date: Feb 15, 2012
|
| Fresno Police Department Credit Union 2 Year CD Account |
1.25%
Date: Feb 10, 2012
|
| Mission San Francisco Credit Union 2 Year CD Account |
1.25%
Date: Feb 9, 2012
|
| Certified Credit Union 6 Month CD Account |
0.50% to
1.00% Date: Feb 20, 2012
|
| Premier America Credit Union 12 Month CD Account |
0.80% to
0.75% Date: Feb 20, 2012
|
| Centennial Bank 2 Year CD Account |
0.75% to
0.70% Date: Feb 20, 2012
|
| Coast Central Credit Union 2 Year CD Account |
0.75% to
0.65% Date: Feb 20, 2012
|
| Central State Credit Union 2 Year CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|
| Centennial Bank 12 Month CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|

