California Banking Rates

Lowest Home Loan Rates in California: March 2, 2011

Buying a home is a huge step to take and requires a large financial commitment. In order to be sure you don’t pay more for your home than necessary, secure a mortgage with the lowest rate possible. The slightest reduction in your mortgage interest rate could equal big savings over time.

California Banking Rates is a comprehensive and completely free resource for people searching for the best rates in California. You don’t have to devote hours to the time and research necessary for locating the lowest rates–we do it for you.

Below is a list of the current mortgage rates available based on a loan amount of $300,000, $400,000 or $500,000

California Mortgage Rates: $300,000

  • CapWest Mortgage: 10-Year Fixed Rate Mortgage at 3.570% APR (est. payment = $2,967)
  • Voyage Financial Group, Inc: 30-Year Fixed Rate Mortgage at 4.662% APR (est. payment = $1,542)
  • Affiliated Financial Group, LLC: 5/1 ARM at 2.934% APR (est. payment = $1,225)

California Home Loan Rates: $400,000

    • Voyage Financial Group, Inc: 15-Year Fixed Rate Mortgage at 3.798% APR (est. payment = $2,909)
    • Avex Funding: 30-Year Fixed Rate Mortgage at 4.664% APR (est. payment = $2,057)
    • Voyage Financial Group, Inc: 7/1 ARM at 2.775% APR (est. payment = $1,633)

      California  Mortgage Rate: $500,000

        • Avex Funding: 20-Year Fixed Rate Mortgage at 4.779% APR (est. payment = $3,231)
        • Avex Funding: 30-Year Fixed Rate Mortgage at 4.771% APR (est. payment = $2,608)
        • Voyage Financial Group, Inc: 5/1 ARM at 2.520% APR (est. payment = $1,976)

          You can visit Mortgage Rates to find additional information about the mortgage rates in your state. Please note that the above rates are accurate as of the publish date, based on the stated loan amounts, but are subject to change at any time. Contact the lender directly for updated rates.