California Banking Rates

Best California New Home Loan Mortgage Rates-December 20, 2010

Both mortgage and refinance rates are increasing in California as 2011 approaches. Right now in California, rates are averaging 4.86 percent. The information we have compiled is designed to provide you with a basis for comparison, listing a few lenders for $300,000 and $400,000 loans for periods of 15 to 30 years. Find the best rate that aligns with your current financial goals.

California Mortgage Loan Rate: $300,000

Empire America Year fixed rate at 4.125% with an estimated monthly payment of $2,238
Union Bank 15 Year fixed rate at 4.75% with an estimated monthly payment of $2,333
BNC National Bank 30 Year fixed rate at 4.75% with an estimated monthly payment of $1,565
Ever Bank 30 Year fixed rate at 4.75% with an estimated monthly payment of $1,565

California Home Loan Rate: $400,000

Nations Bank 15 Year fixed rate at 4.125% with an estimated monthly payment of $2,984 ­
Integrity First 15 Year fixed rate at 4.25% with an estimated monthly payment of $3,009
AimLoan.com 30 Year fixed rate at 4.625% with an estimated monthly payment of $2,057
Nations Choice Mortgage 30 Year fixed rate at 4.625% with an estimated monthly payment of $2,057

Mortgage rates accurate as of publishing date and based on a loan amount of $300,000 and $400,000. Please see the financial institution about any changes and additional fees. For additional loan information refer to our California Mortgage Rates page.