California Banking Rates

Top CD Rates in California -November 24, 2010

Here are the highest interest rates for California certificate of deposit accounts updated for Thanksgiving. Use this information to compare rates so you can find the best account in your area. Rates for California CD accounts were published through out the month, so if you scroll down the page you will be able to see that information as well.

Typical CD Rates in California


Knowing the average CD rate in your state will help you understand the realistic range of interest rates you’re likely to find, as well as pinpoint the truly outstanding offers. Right now, the average 6-month CD rate in California is 0.62% APY, while the average 12-month CD interest rate is 0.87% APY and two year CDs come in at 1.27% APY. There are plenty of banks and credit unions in California that beat these rates, however–you just have to know where to find them.

Banks and Credit Unions with the Best California CD Rates

The following are the CA banks and credit unions that offer CD rates well above the state average: Highest 2 year CD rate in CA

  • Stanford Credit Union at 2.50% APY

Best 1 year CD rate in CA

  • Northeast Community Credit Union at 2.27% APY

Top 6 month CD rate in CA

  • Northeast Community Credit Union at 2.0% APY

If you would like to open a CD account with one of the above banks, view the directory of California banks for contact information so you can begin growing your savings today.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.