California Banking Rates

Highest California CD Rates – December 27, 2010

Here are the updated CD rates for California as 2010 makes it way out. We have provided the average certificate of deposit account rates in California for 6 month, 12 month, and 24 month terms, as well as, the rate offerings from various banks and credit union to help you find the rate that works best with your goals. For a greater basis of comparison, check out the rates from previous weeks.

Average California CD Rates

The state in which your CD account is held makes a difference in the interest rate you can expect to earn. For example, if you’re shopping around for a CD in California, you can compare offers from various bank and credit unions with the following averages in mind:

  • Average 6 month CD rate in CA: 0.59%
  • Average 12 month CD rate in CA: 0.80%
  • Average 24 month CD rate in CA: 1.17%

California Banks and Credit Unions with the Highest CD Rates

Now that you have a benchmark in mind, here are some of the best California banks and credit unions for finding great CD rates: Best California 6-Month CD Rate

  • Pacific Alliance Bank: 1.50% APY

Top California 12-month CD rate

  • Northeast Community Credit Union: 2.50% APY

Highest California 24-month CD rate

  • Mizuho Corporate Bank of California: 2.17% APY

Don’t pass up these great CD rates. In order to open an account with one of the above financial institutions or view a comprehensive list of all the banks and credit unions in your state, view our list of  California banks for contact information and start earning the best rates possible.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.For additional information on certificate of deposit accounts, refer to our California CD rates page.