Current Best Certificate of Deposit Rates in California

The certificate of deposit rates available across different term lengths can vary greatly, and some financial institutions offer great rates only for particular types of CDs. Below is a list of the highest CD rates in California currently available in each 6-month, 12-month and 2-year categories:

Highest California 6-Month CD Rates

SCE Credit Union: 4.85%
F & A Credit Union: 2.09%
Pacific Credit Union: 2.02%

Top California 12-Month CD Rates

SCE Credit Union: 4.84%
Desert Communities Credit Union: 2.52%
F & A Credit Union: 2.3%

Best 24-Month CD Rates in California

SCE Credit Union: 4.84%
Desert Communities Credit Union: 3.56%
SF Fire Credit Union: 2.99%

Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.

Related Rates Articles

Best California Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
First Imperial Credit Union 2 Year CD Account	1.70% Date: Apr 25, 2012 View Rate Details
First Federal Bank of California 12 Month CD Account	1.45% Date: Mar 22, 2012 View Rate Details
F & A Federal Credit Union 2 Year CD Account	1.36% Date: May 16, 2012 View Rate Details
Pacific Marine Credit Union 2 Year CD Account	1.30% Date: Apr 25, 2012 View Rate Details
Community Trust Credit Union Modesto CA 2 Year CD Account	1.26% Date: May 14, 2012 View Rate Details
Fresno Police Department Credit Union 2 Year CD Account	1.25% Date: Apr 30, 2012 View Rate Details
The Golden 1 Credit Union 2 Year CD Account	0.45% to 0.41% Date: May 16, 2012
My Credit Union 12 Month CD Account	0.26% to 0.25% Date: May 16, 2012
Sacramento Credit Union 2 Year CD Account	0.41% to 0.39% Date: May 15, 2012
Heritage Community Credit Union 12 Month CD Account	0.25% to 0.20% Date: May 14, 2012
Certified Credit Union 6 Month CD Account	1.00% to 0.30% Date: May 14, 2012
Safe Credit Union Sacramento, CA 2 Year CD Account	0.55% to 0.45% Date: May 11, 2012

See All Banking Rates

Check rates in these cities in California: See Cities