California Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in California. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a California credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in California

F & A Credit Union: 1.3%
North Hollywood Credit Union: 1.01%
Fedone Credit Union: 1%

Highest 12-Month CD Rates from California Credit Unions

F & A Credit Union: 1.45%
First Imperial Credit Union: 1.3%
Mission San Francisco Credit Union: 1.3%

California Credit Unions with the Best 24-Month CD Rates

North Hollywood Credit Union: 1.76%
F & A Credit Union: 1.7%
First Imperial Credit Union: 1.7%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

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Best California Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
First Imperial Credit Union 2 Year CD Account	1.70% Date: Apr 25, 2012 View Rate Details
First Federal Bank of California 12 Month CD Account	1.45% Date: Mar 22, 2012 View Rate Details
F & A Federal Credit Union 2 Year CD Account	1.36% Date: May 16, 2012 View Rate Details
Pacific Marine Credit Union 2 Year CD Account	1.30% Date: Apr 25, 2012 View Rate Details
Community Trust Credit Union Modesto CA 2 Year CD Account	1.26% Date: May 14, 2012 View Rate Details
Fresno Police Department Credit Union 2 Year CD Account	1.25% Date: Apr 30, 2012 View Rate Details
The Golden 1 Credit Union 2 Year CD Account	0.45% to 0.41% Date: May 16, 2012
My Credit Union 12 Month CD Account	0.26% to 0.25% Date: May 16, 2012
Sacramento Credit Union 2 Year CD Account	0.41% to 0.39% Date: May 15, 2012
Heritage Community Credit Union 12 Month CD Account	0.25% to 0.20% Date: May 14, 2012
Certified Credit Union 6 Month CD Account	1.00% to 0.30% Date: May 14, 2012
Safe Credit Union Sacramento, CA 2 Year CD Account	0.55% to 0.45% Date: May 11, 2012

See All Banking Rates

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