Everyone has a preference when it comes to where they like to bank. Some prefer the convenience of national chains, while others may actually belong to a credit union. A growing number of local residents happen to prefer the smaller, community-oriented California banks. 
California Banks
Are you currently earning the top interest rates in your state? Today, California Banking Rates collects interest rate information from a total of 80 banks in California. Take a look at the average interest rates among these banks across a variety of deposit accounts, as well as a list of banks where you can find the highest rates in the state. 
There are thousands of financial institutions throughout the U.S., several of which are probably in your home town. From bustling cities to tiny suburbs, there’s no shortage of banks and credit unions nearby. So when you’re trying to maximize your deposits and find the highest interest rates to help them grow, how do you know where to go? Below, California Banking Rates has compared the average bank rates in California with those at local credit unions to find out whether community banks or CUs have the best overall interest rates to offer. 
These days, most banks are dropping interest rates on deposit accounts, which is why it’s so important to know which ones still have competitive offers. Locating the California banks with the highest interest rates will ensure you’re always growing your savings to its full potential. 
When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.
However, finding the best CD rates in California can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area. 
When it comes to finding the highest interest rates on deposit accounts and loans, a great place to start your search is at your local bank. Local banks, like those found in California, often operate with the goal of supporting the surrounding community financially by offering affordable products and services to residents. 
Some of the most well-established and secure banks can be found in California, so if you’re looking for a bank to work with, California is a great place to start. Since there are so many California banks to choose from, California Banking Rates has listed the best of the best below: 
Check rates in these cities in California: See Cities
- Encinitas
- Chico
- Norwalk
- Huntington Beach
- Menlo Park
- Venice
- Corona
- Loma Linda
- Diamond Bar
- Bakersfield
- Santa Maria
- Santa Ana
- Anaheim
- Temecula
- San Diego
- Yuba City
- Santa Cruz
- Santa Clara
- San Mateo
- Richmond
- Carson
- Redondo Beach
- Tracy
- San Bernardino
- South Lake Tahoe
- El Segundo
- Orange
- Torrance
- Hayward
- San Francisco
- Sacramento
- Inglewood
- Berkeley
- Downey
- Redding
- Manhattan Beach
- Campbell
- Mill Valley
- Merced
- Concord
- San Luis Obispo
- Fair Oaks
- Oakland
- Escondido
- Hacienda Heights
- San Gabriel
- La Jolla
- Los Gatos
- Stockton
- Modesto
- Riverside
- Ventura
- Simi Valley
- Antioch
- Alhambra
- Bell
- Los Altos
- Sherman Oaks
- Upland
- Oceanside
- Irvine
- Vallejo
- Garden Grove
- Fresno
- Encino
- Redwood City
- El Cajon
- Salinas
- Carlsbad
- Moreno Valley
- San Leandro
- Northridge
- Santa Barbara
- San Rafael
- Palm Desert
- Palo Alto
- Covina
- Santa Monica
- Napa
- Palos Verdes
- Costa Mesa
- Chula Vista
- Fullerton
- Vista
- Fremont
- Visalia
- Paramount
- Pleasanton
- Van Nuys
- West Covina
- Brea
- Castro Valley
- La Mesa
- Woodland Hills
- Vacaville
- Walnut Creek
- Thousand Oaks
- Palm Springs
- Palmdale
- Los Angeles
- San Jose
- Novato
- Lancaster
- Burlingame
- Monterey
- Tustin
- Cupertino
- Mission Viejo
- Rancho Cucamonga
- Newport Beach
- Montebello
- Pasadena
- Sunnyvale
- Fairfield
- Burbank
- Palos Verdes Peninsula
- Daly City
- Tahoe City
- San Ramon
- Ontario
- Long Beach
- Santa Rosa
- Arcadia
- Whittier
- Beverly Hills
- Oxnard
