Is a new rideon the horizon? While you might be thinking about factors like style, model and price range, another important thing to keep in mind is the interest rate you secure on the loan. California auto loan rates can range when it comes to affordability, so it’s vital you research the best lenders and rates before agreeing to the terms. 
Our Featured California Auto Loan Rate
California Auto Loan Rates
When it’s time to buy a car, most people need a loan to help cover the cost of a vehicle. An auto loan is a great way to take a big expense like a new car and spread it out over a long period of time. This allows you to contribute smaller monthly payments toward the total, along with interest, and fit the purchase into your budget more easily. However, borrowing money to buy a car is only beneficial if you find the lowest California auto loan rates. 
Can’t afford to buy a new car? Well, California used auto loan rates are at all time lows this time of year. If you’ve been thinking about getting yourself or a member of your family into a set of wheels, now is the time to buy! Here we’ve collected a list of the best auto loan rates in California, so browse through the list and find the best deal to fit your budget. 
California auto loan rates are at all time lows this time of year. If you’ve been thinking about getting yourself or a member of your family into a new set of wheels, now is the time to buy! Lenders are dropping their rates, and nobody is complaining. Here we’ve collected a list of the best auto loan rates in California, so browse through the list and find the best deal to fit your budget. 
If you’re thinking about buying a car, now is a great time to do it. Car loan rates are presently very low and obtaining an auto loan with a low rate means you’ll pay much less for your car over time.
Don’t worry if you’re unsure about how to locate the best rates in your neighborhood. California Banking Rates compiles interest rates from thousands of banks, credit unions and other lenders, finding you the best deals so you don’t have to do it yourself. 
If you want to buy a new car but are worried paying interest on a loan will be too much to handle, know that finding a lender offering low auto loan rates will help make a big purchase like a new vehicle much more affordable.
Researching interest rates from banks, credit unions and other lenders isn’t an easy task when there are so many options available. Luckily, that’s exactly what California Banking Rates does–we’re devoted to researching all of the available rates near you and showing you where the best offers are. 
Automobile loan rates in California are competitive approaching the new year. If you are thinking about purchasing a new vehicle, it’s a buyer’s market as both banks and credit unions are adjusting their rate to appeal to buyers. The information below is designed to help you find the financial institution and rate that works best with the loan period you prefer. Don’t forget to browse the previous weeks to compare rates.

California auto loan rates currently offered by banks are some of the most competitive in the country! Everyone is looking for a new set of wheels this year, and banks are stepping up their game to provide us with some amazing deals. Take advantage of the list we’ve provided below, and compare rates to find the best deal.

Auto loan rates in California are low, and it’s a buyers market. If you are looking to purchase a new vehicle, take advantage of the list provided so you can find the best, most competitive rate available.
New Auto Loan Rate – 3 Year
Bank of America car loan rate at 3.49% with an estimated monthly payment of $363.75
Contra Costa FCU auto loan rate at 3.75% with an estimated monthly payment of $366.08
LA Firemen’s CU automobile loan rate at 3.99% with an estimated monthly payment of $368.24

Before purchasing a new vehicle, browse the list below to compare the most competitive California auto loan rates. Find the rate that works best for you.
New Auto Loan Rate – 3 Year
Pacific Service CU car loan rate at 5.24% with an estimated monthly payment of $324.33
Patelco CU auto loan rate at 3.750% with an estimated monthly payment of $366.08
LA FCU automobile loan rate at 3.375% with an estimated monthly payment of $446.01
New Car Loan Rate – 4 Year
HSBC car loan rate at 8.99% with an estimated monthly payment of $497.61
California Bank & Trust auto loan rate at 5.20% with an estimated monthly payment of $462.40
California Credit Union automobile loan rate at 5.24% with an estimated monthly payment of $379.63

Check rates in these cities in California: See Cities
- San Francisco
- Redwood City
- Fullerton
- Palm Desert
- Fairfield
- Oxnard
- Brea
- Bell
- San Diego
- Santa Ana
- Huntington Beach
- Pleasanton
- Hayward
- Palo Alto
- Encinitas
- Simi Valley
- Ontario
- Burlingame
- Richmond
- Yuba City
- Santa Rosa
- Bakersfield
- Salinas
- Palm Springs
- La Jolla
- El Segundo
- Loma Linda
- Napa
- Temecula
- Tracy
- El Cajon
- South Lake Tahoe
- Sherman Oaks
- Beverly Hills
- Vacaville
- Long Beach
- Concord
- Palos Verdes Peninsula
- San Bernardino
- Anaheim
- Downey
- Montebello
- Alhambra
- Walnut Creek
- Venice
- Campbell
- Palmdale
- Castro Valley
- Vista
- Los Altos
- Cupertino
- Sacramento
- Tahoe City
- Visalia
- San Mateo
- Inglewood
- Norwalk
- West Covina
- Santa Monica
- Menlo Park
- Merced
- Thousand Oaks
- Upland
- Chico
- Newport Beach
- Monterey
- Riverside
- Santa Barbara
- Antioch
- Costa Mesa
- Arcadia
- Corona
- San Gabriel
- Oceanside
- Santa Clara
- San Leandro
- Mill Valley
- Tustin
- Redondo Beach
- Berkeley
- La Mesa
- Moreno Valley
- Vallejo
- Orange
- Daly City
- Encino
- Carlsbad
- Rancho Cucamonga
- Fresno
- Santa Maria
- Novato
- Mission Viejo
- Ventura
- Paramount
- Chula Vista
- Whittier
- Redding
- San Jose
- Hacienda Heights
- San Luis Obispo
- Fremont
- Fair Oaks
- Burbank
- Modesto
- Lancaster
- Carson
- Pasadena
- Oakland
- Sunnyvale
- San Ramon
- Stockton
- Santa Cruz
- Los Angeles
- Van Nuys
- Palos Verdes
- Northridge
- Woodland Hills
- Covina
- Diamond Bar
- Torrance
- Garden Grove
- Escondido
- Los Gatos
- Irvine
- San Rafael
- Manhattan Beach
